I'm 63 With $1.5M. Can I Spend $10K a Month?
You’ve saved $1.5 million. Now comes the real test.
Can it produce $10,000 a month, or will that pace drain your portfolio?
Most retirees do not get a clear answer until it is too late.
The issue is not just how much you have. It is whether your portfolio was built to pay you, not just grow.
That difference can determine whether your money lasts decades or starts breaking down early.
Sequence of returns, taxes on withdrawals, healthcare costs, and whether the 4% rule still applies all play a role.
Fiduciary advisors created a breakdown showing what drives sustainable income and why the same $1.5M can produce very different outcomes.
If you have $1M or more invested, do not guess.
THE PARTNER DESK
Mount Pleasant's most engaged neighbors
are reading right now
Your business could be in this spot next week.
Welcome to Mount Pleasant Scoop! Your go-to source for what’s happening around town. From local events to community highlights, we bring you what’s new, and what’s worth your time in Mount Pleasant.
Have a suggestion or want to submit an event? We love hearing from the community. Contact us: [email protected]
Follow Us on Instagram: https://www.instagram.com/mountpleasantscoop/
Weekend picks, last minute events, behind-the-scenes Mt P, and events we don't always have room for here.
Check us out on Facebook: Facebook.com/MountPleasantScoop

LOCAL BUSINESS

Visit the Riverwatch Cafe & Gift Shop at the Mount Pleasant Pier in Memorial Waterfront Park for soft serve ice cream, milkshakes, and fruit smoothies!
Check out the gift shop to find an assortment of shirts, hats, glasses, mugs, and other unique Lowcountry trinkets.
GENERAL NEWS

Events This Week
Monday, July 13
Fleet Feet Mount Pleasant Monday Runday | 6:30 PM | Fleet Feet Mt. Pleasant | Weekly group run open to all paces—great way to meet other runners and stay active with the local community. https://www.fleetfeet.com/s/mountpleasant/fleet-feet-running-club/MondayRunday
Minis & Mats Free Outdoor Yoga | 8–9 AM | Chick-fil-A | Free all-levels slow-flow yoga in the converted parking lot, led by instructor Bella Rybak. Everyone gets a free breakfast coupon and iced coffee coupon. https://www.eventbrite.com/e/minis-mats-free-outdoor-yoga-at-chick-fil-a-long-point-road-tickets-1990789126869
Strong Through Gentleness — Women Empowering Women | 8:45–10:00 AM | Serendipity Labs | Free women's professional networking meeting featuring executive coach Roberta Moore on emotional intelligence for women leaders. https://www.eventbrite.com/e/strong-through-gentleness-charleston-sc-tickets-1989837000032
Cutting for a Cause | 9 AM–7 PM | Floyd's 99 Barbershop, 1909 N Hwy 17 (Sweetgrass Shopping Center) | Get a haircut, do some good — Floyd's donates a percentage of the day's service sales to Windwood Family Services, supporting local children and families. Book ahead or walk in. https://business.mountpleasantchamber.org/events/details/cutting-for-a-cause-3880
Tuesday, July 14
Mount Pleasant Farmers Market | 3:30 PM - 7 PM | Mt. Pleasant Farmers Market Pavilion | A local favorite featuring fresh produce, food vendors, and artisan goods—perfect for an afternoon stroll. https://www.facebook.com/MountPleasantFarmersMarket/
Charleston Running Club Tuesday Night Group Run | 6:30 PM | Kickin' Chicken Mount Pleasant | Free weekly run or walk (30–45 min) — take the Cooper River Bridge or a flat pier route, then hang out after. Runners and walkers save 10% on their tab. https://www.charlestonrunningclub.com/groupruns
Wednesday, July 15
Kids' Night: Snow Cones and Karaoke | 5:00–7:00 PM | East Bay Deli | Beat the heat with custom-made snow cones and kid-friendly karaoke, plus a free kid's meal with each adult meal (in-store only). https://eventvesta.com/events/151857-kids-night-snow-cones-and-karaoke-in-mt-pleasant
Decode Your Nervous System | 3:00–5:30 PM | IVY Energetic Studio | Complimentary 30-minute nervous system evaluation with computerized stress scanning and a hands-on spinal assessment. Spots are limited and by scheduled time slot — call or text (843) 352-2571 to reserve. https://risewithivy.com/events/mlv0w2s2neoh4tlzqojo1ad8l2537y
Thursday, July 16
FRIEND Speed Dating | 7–8:30 PM | IVY Energetic Studio | Speed dating, minus the dating — short, low-pressure connection rounds for making actual adult friendships. Men and women welcome; come for soul talk, not small talk. https://www.eventbrite.com/e/friend-speed-dating-tickets-1992001177144
Open Mic Night Art’s Bar & Grill | 8:30 PM – 11 PM | Art’s | You have 3 minutes on the mic - singer, comic, poet or just love the spotlight. Kid friendly: No
Friday, July 17
Party at the Point | 6 PM | Charleston Harbor Resort & Marina | The waterfront concert series says goodbye for the season with the ultimate Journey tribute band. $15 admission, kids 12 and under free, free parking, sunset views over the harbor. https://partyatthepointcharleston.com/
Cooper River Assisted Living's First Birthday | 4:30–6:00 PM | Cooper River Assisted Living | Free community celebration marking one year for the senior living community. RSVP to [email protected]. https://business.mountpleasantchamber.org/events/details/cooper-river-assisted-livings-first-birthday-3869
Beach Reach Shuttle to Isle of Palms | Fri–Sun | Departs Mt. Pleasant Towne Centre | Skip the bridge traffic and park-and-ride to the beach for the holiday weekend. https://www.mtpleasanttownecentre.com/events/beach-reach-shuttle-to-isle-of-palms
Saturday, July 18
Summer Series: Sweat Sanctuary Mixed Mat | 9 AM | Outside lululemon at The Oaks | Free outdoor mixed-mat workout under the oaks featuring Charleston's top yoga and Pilates studios, with post-class perks in store. Bring a mat — spots are limited. https://www.eventbrite.com/e/summer-series-sweat-sanctuary-mixed-mat-at-lululemon-mt-pleasant-tickets-1990212534265
The Road to Pickle Palooza | 2–4 PM | Crush Yard | Pickle pong, pickleball challenges with pro coaches, a raffle for VIP festival passes, and pickle mascot photo ops ahead of September's Pickle Palooza. All ages, free parking. https://www.eventbrite.com/e/the-road-to-pickle-palooza-crush-yard-tickets-1990021684428
Sunday, July 19
Summer Series: Modern Movement Strength Class | 10 AM | Outside lululemon at The Oaks | Free outdoor strength class led by lululemon Ambassador Billie of Modern Movement closes out the weekend. Bring a mat; limited spots. https://www.eventbrite.com/e/summer-series-modern-movement-at-lululemon-mt-pleasant-tickets-1992448774921
Arthur Murray Dance Studios Grand Opening | 11 AM–2 PM | Arthur Murray Dance Studios | Free drop-in dance classes built for absolute beginners — Carolina shag and swing at 11, country two-step and line dancing at 11:45, wedding first dance at 12:30, and salsa and bachata at 1:15, with refreshments and performances throughout. No partner or experience needed. https://arthurmurraymtpleasant.com
New here — or know someone who just moved to town?
We put everything a newcomer needs in one place: the paperwork deadlines that actually matter (one's worth thousands), the neighborhood cheat sheet, schools, and the honest truth about traffic. Read the New Resident Guide →
More Mount Pleasant between Mondays.
Food finds, weekend last-minute picks, the occasional Shem Creek sunset. The stuff that doesn't make the newsletter lives on IG.
Follow @mountpleasantscoop
LIVE MUSIC CALENDER

Friday July 17 |
Sunsets - 7pm - 10pm Saltwater Cowboys - 6pm - 9pm Water’s Edge Cabana Bar - 6pm - 9pm Tavern & Table - 6:00pm - 9:00pm Cantina 76 - 5:30 PM - 8:30 PM Vickery’s at Muddy’s - 5pm - 8pm Red’s Ice House - 9ish Cantina 76 - 5:30pm - 10pm |
Saturday July 18 |
Sunsets - 5pm - 9pm Saltwater Cowboys - 2pm-5pm & 6pm-9pm Vickey’s at Muddy's - 5pm - 8pm Tavern & Table - 6:00pm - 9:00pm Red’s Ice House - 9ish Cantina 76 - 5:30pm - 10pm Music times are subject to change |
WEATHER

SPORTS
Charleston Battery vs. Sacramento Republic FC | Saturday, July 18 | 7:30 PM | Patriots Point Soccer Stadium, 176 Patriots Point Rd | The second-place Battery host Sacramento in their only home match of the week. https://www.charlestonbattery.com/tickets

LIGHTER SIDE

QUOTE OF THE WEEK

VOLUNTEER / NON-PROFIT
Floyd's in Mt. Pleasant is partnering with Windwood Family Services to raise awareness of Windwood’s mission: To provide help, hope, and healing through behavioral, educational, and therapeutic interventions which enhance social functioning and well-being, ensure safety, and work to achieve positive permanency for children and families in our community.
Monday July 13th from 9am to 7pm




